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What is a 4-Point inspection and why do I need one?

It's pretty simple, really. Insurance companies don't want to provide insurance and lenders don't want to lend money for homes that are showing signs of their age. From their perspective, the older your home is, the more expensive it will inevitably be for them should something go wrong.

How long does a 4-Point inspection take?

The inspection takes about 45 minutes to an hour for most homes. We provide our reports same-day whenever possible, but sometimes things take some extra time - Especially if we need to reach out for further documentation, or verify the age/permitting status of certain things.

How much does a 4-Point inspection cost?

Our cost is $119 for a stand-alone (solo) 4-Point inspection. If you bundle it with a wind mitigation report, our cost is $169. You can Click Here to Schedule an Inspection at any time!

What is my insurance provider or lender looking for?

They want to see that the four major systems in your home are operational, safe, and in good condition. Those would be your Electrical, HVAC, Plumbing, and Roofing systems.

Electrical
  • Is your main service entrance sized appropriately?
  • How old is the wiring? Has it been upgraded?
  • Does your home have active knob and tube?
  • Does your home have older aluminum wire and/or fittings?
  • Is your breaker panel overloaded?
  • Is your breaker panel recalled or manufactured by a company such as Zinsco or Federal Pacific?
Plumbing
  • What is your plumbing material? Copper? PVC/CPVC? PEX? Polybutylene?
  • What is the condition of every shutoff valve/drain in your home?
  • How old is the water heater? Does it have a TPR Valve?
  • Are there signs of active (or past) leaks?
HVAC
  • How old is the system?
  • Is it in good working order?
  • Does the condensate drain function?
  • Is the home primarily heated by a central system or by individual space heaters or fireplaces?
Roofing
  • How old is the roof? When was it last replaced? Was it permitted?
  • If it was replaced, was it a partial or full replacement?
  • Are there any visible signs of deterioration such as cracking, cupping, excessive granule loss, etc..?
  • Are there any signs of hail damage?
  • Are there any signs of active or past leaks?
  • What about the condition of the interior ceilings?
Most Popular

4-Point & Wind Combo

$169report
 

4-Point Inspection

$119report
 

Wind Mitigation

$119report